Terms of Use - Free Portfolio Tracker

1. Acceptance of Terms

By accessing or using Free Portfolio Tracker (the "App"), you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, you may not use the App.

Simple Summary: This is a free, open-source tool provided "as-is" for personal use. By using it, you accept these terms.

2. What This App Is (And Isn't)

✅ This App IS:

A portfolio tracking tool to organize your investments
A price display service using public API data
A local storage solution - all your data stays in your browser
100% client-side - no servers, no accounts, no data collection

❌ This App IS NOT:

Financial advice or investment recommendations
A trading platform - it doesn't execute trades
A guaranteed accurate price source - prices are from third-party APIs
A backup service - you're responsible for exporting your data

⚠️ Important: This app is for tracking purposes only. All investment decisions are your own responsibility. Past performance does not indicate future results.

3. License & Usage Restrictions

Free Portfolio Tracker is licensed under CC BY-NC-SA 4.0 (Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International).

✅ You MAY:

Use the app for personal, non-commercial purposes
Fork and modify the code for your own use
Share the app with others (with attribution)
Distribute modified versions under the same license

❌ You MAY NOT:

Sell this app or charge money for access
Remove attribution or copyright notices
Use commercially without explicit permission
Rebrand as your own without giving credit

Attribution Required: If you share or modify this app, you must credit the original creator and link to the GitHub repository.

4. Your Data & Privacy

🔒 Where Your Portfolio Data Is Stored:

Locally in your browser - We do NOT have access to your portfolio holdings, quantities, or values. Everything stays on your device.

📊 What We Track (Analytics Only):

Page views (Google Analytics)
Browser type and general location (anonymized)
How users navigate the app

We DO NOT track:

What assets you own
How much money you have
Your trades or transactions
Your personal information

For complete details, read our Privacy Policy.

⚠️ Important: Because data is stored locally, if you clear your browser data or use a different device, you will lose your portfolio unless you've exported it. Use the Export feature regularly!

5. Acceptable Use Policy

You agree NOT to:

Use the app for illegal activities
Attempt to hack, exploit, or reverse-engineer the app
Abuse API rate limits or scrape data excessively
Remove or bypass security features
Misrepresent yourself or impersonate others
Use the app to spam, phish, or distribute malware

Violations may result in blocking your access or reporting to relevant authorities.

6. No Warranties & Limitations

This app is provided "AS-IS" with NO WARRANTIES of any kind, including but not limited to:

Accuracy: Price data may be delayed, incorrect, or unavailable
Availability: The app or APIs may go down at any time
Reliability: Features may break or change without notice
Suitability: The app may not meet your specific needs

⚠️ Limitation of Liability: The creator is NOT liable for:

Financial losses from investment decisions
Data loss due to browser issues or user error
Errors in price data from third-party APIs
Downtime or service interruptions
Any damages whatsoever arising from use of this app

7. Third-Party Services

This app uses data from third-party APIs:

Finnhub - Stock and crypto prices
Metals.dev - Precious metals prices
CoinGecko - Cryptocurrency data
Google Analytics - Website usage analytics

These services have their own terms and privacy policies. We are not responsible for their availability, accuracy, or terms of service.

API Keys: You are responsible for obtaining your own API keys and complying with each provider's terms of service. API rate limits and costs are your responsibility.

8. API Keys & Rate Limits

To use this app fully, you need to provide your own API keys:

You are responsible for keeping your API keys secure
You must comply with each API provider's terms and rate limits
We are not liable for costs incurred from API usage
Abusing API limits may result in your keys being blocked by the provider

The app includes built-in rate limiting to help prevent abuse, but you are ultimately responsible for your API usage.

9. Changes to Terms

We reserve the right to update these Terms of Use at any time. Changes will be posted on this page with an updated "Last Updated" date.

Continued use of the app after changes constitutes acceptance of the new terms.

10. Open Source & Contributions

This project is open source and welcomes contributions! See our Contributing Guidelines for details.

By contributing to this project, you agree that your contributions will be licensed under the same CC BY-NC-SA 4.0 license.

11. Contact & Support

For questions, bug reports, or feature requests:

📧 GitHub Issues: Report an issue
📖 Documentation: Read the User Guide
☕ Support the Project: Support on Ko-fi (optional!)

Note: This is a free, open-source project maintained in spare time. Support is best-effort only.

12. Agreement

By using Free Portfolio Tracker, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use, our Privacy Policy, and the CC BY-NC-SA 4.0 License.

Bottom Line: This is a free tool for personal use. No warranties, no liability. Your data stays local. Use at your own risk. Don't sell it. Give credit if you modify it. 👍

📜 Terms of Use